The holidays are a time for joy, celebration, and family. But did you know that Christmas and New Year can also bring unexpected risks? From health emergencies to house fires and travel mishaps, it’s essential to ensure your loved ones are protected this season.
At Preferred Insurance, we believe the greatest gift you can give your family is peace of mind. Here’s what you need to know.
🎄 1. Heart Attack Risks Spike During the Holidays
Studies show that heart attacks increase by up to 37% between Christmas and New Year, particularly among men. Stress, cold weather, and holiday habits (like overeating) play a big role.
How to Protect Your Family with Life Insurance:
- How Much Coverage?: Experts recommend 5-10 times your annual salary.
- Budget-Friendly Option: Term Life Insurance is affordable and ideal for short-term needs.
- Long-Term Benefits: Whole Life Insurance offers cash value and lifelong coverage.
🎁 Life happens unexpectedly. Make sure your family has financial security when they need it most.
🔥 2. Home Fires Increase by 30% During Christmas
Christmas tree fires and electrical mishaps are more common during the holidays, leading to costly home damage.
Quick Tips for Fire Safety:
- Check your lights for frayed wires.
- Keep live trees watered.
- Never leave candles unattended.
How Homeowners Insurance Helps:
- Replacement Cost Coverage: Rebuild your home and replace belongings at today’s market value.
- Liability Protection: Covers accidents and injuries that happen on your property.
🏠 A simple policy update could be the difference between stress and peace of mind.
🚗 3. Holiday Travel Risks Are Higher
More than 100 million Americans hit the roads during the holidays, increasing accident rates.
How Auto Insurance Protects You:
- Comprehensive Coverage: Covers damage from theft, weather, or vandalism.
- Uninsured Motorist Protection: Essential in Florida to protect against drivers without insurance.
- Roadside Assistance: A lifesaver for breakdowns on busy roads.
🚘 Make sure you’re covered for whatever happens on the road this Christmas.
🎁 Protect What Matters Most This Holiday Season
The holidays are about giving, but the greatest gift you can give is financial security for your loved ones.
At Preferred Insurance in Ocala, FL, we’re here to help you enjoy the holidays without worry. From life insurance to homeowners and auto policies, we’ve got you covered.
🎄 Ready to protect your family this holiday season?
- 📞 Call us at 844-329-1444
- 🌐 Visit us at PreferredInsurance.llc
