Hurricane season in Florida officially begins June 1st, but if you’re just now thinking about it, you might already be behind. At Preferred Insurance, serving the greater Ocala and The Villages metro area, we serve homeowners in Ocala, The Villages, Lady Lake, and all across Florida. We know what it takes to protect what matters most when the winds pick up and the power goes out.
So here’s the question: Are you really ready for the 2025 hurricane season?
Early Preparation Is Everything
Don’t wait until there’s a named storm in the Gulf. Most carriers will not allow you to bind or adjust coverage once a storm is on the radar. That’s why now is the time to:
- Review your homeowners policy: Do you know your hurricane deductible? What about roof coverage or exclusions for older homes?
- Check for flood insurance: Remember, flood damage is not covered under most standard home insurance policies. If you’re in Marion, Sumter, or Lake County, you may be more at risk than you think.
- Update your contact info with your insurance agent. Emergency communication is critical.
Strengthen Your Home Before the Storm
Here in Central Florida, small changes can make a big impact:
- Trim tree limbs near your roof and windows
- Test and service your generator
- Locate and inspect hurricane shutters or install impact-resistant window protection
- Secure patio furniture and yard decor now—not later
Pro tip: Local programs like My Safe Florida Home may help offset some of the cost of improvements.
Download the Free 2025 Hurricane Preparation Guide
We put together a comprehensive, step-by-step Hurricane Prep Guide for Florida homeowners. This free resource includes:
- A month-by-month timeline
- What to do as a storm approaches
- Safe generator use tips
- Post-storm safety and damage documentation
Whether you’re in Summerfield, Belleview, or Weirsdale, this guide is a must-have.
Click here to download the 2025 Hurricane Guide (PDF):
https://www.preferredinsurance.llc/wp-content/uploads/sites/4366/2025/05/2025-Hurricane-Prep.pdf
Why Work with a Local Insurance Agent in the Ocala–The Villages Area?
When disaster hits, you don’t want a 1-800 number. You want someone local who knows the area, understands Florida-specific policies, and picks up the phone when you call. That’s the Preferred Insurance difference.
Click here to make an appointment with a Preferred Agent to review your homeowners coverage:
https://tidycal.com/team/preferred-insurance/preferred-agent
Stay safe, stay prepared, and remember: One storm is all it takes.
If you’re searching for:
- Home insurance in Ocala
- Hurricane insurance in Florida
- Flood insurance Ocala
- Best Florida homeowners policy for storm season
…you’re in the right place.
Work with a Preferred Agent.
